Repossession Title Requirements

To obtain a repossession (repo) title for a motor vehicle, trailer, ATV, vessel, outboard motor, or manufactured home, the lienholder must submit the following items:

NOTE: Repossession titles cannot be issued on documented vessels.

Before making application, the lienholder must:

  • Provide 10 days written notice to the owner and any other lienholders by first class mail (postage prepaid) of their intent to file for a repo title; or
  • Obtain the written consent from all parties to repossess the unit (notice may be given through the Uniform Commercial Code).

Lienholders may access the department's records online to ensure they have notified all interested parties of record.

Application for repo title may be submitted at any Missouri license office.